Key Features

  Hire Purchase Lease Purchase Finance Lease Operating Lease
Funding for new & used assets yes yes yes yes
Ownership of vehicle yes yes    
Negotiable agreement period yes yes yes yes
Additional line of credit yes yes yes yes
Choice of repayment profiles yes yes yes yes
Tailored rentals yes yes yes yes
Fixed monthly payments yes yes yes yes
Low deposit / advanced rentals yes yes yes yes
VAT on rentals reclaimable     yes yes
Rentals tax deductible     yes yes
Asset on Balance Sheet yes yes yes  
Depreciation risk yes yes yes  
Residual value benefit       yes
Claim allowance yes yes    
Balloon alternative yes yes yes  
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